This reflects a 1% increase from 2025. Plus, see the philly happy map. · philadelphia ’ s cost of living is up to 26 percent lower than that of some of its suburban enclaves, found new gobankingrates research, according to a staff report from the philadelphia business journal. See the reality for the cost of living in philadelphia in 2025. National average and 388% lower than pennsylvanias state average. The primary drivers of philadelphia s cost of living are soaring housing costs, elevated transportation expenses, and rising food prices. The cost of living is 3. 57% higher in philadelphia , pa. · philadelphia , pa cost of living explained: · the average cost of living in philadelphia is $2584, which is in the top 8% of the most expensive cities in the world, ranked 744th out of 9294 in our global list, 660th out of 2202 in the united states, and 2nd out of 36 in pennsylvania. Typical rent, home prices, utility bills, grocery costs, and everyday spending based on local patterns. The total income needed is $2,590 more. · to maintain your standard of living in philadelphia , pa, youll need a household income of: · living costs in philadelphia are 14% higher than the u. s. Rent, utilities, food, transport, and taxes, plus how it compares to nyc, boston, and dc. · more renters in the city are cost burdened by rising rents and stagnant incomes.

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